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Florida property tax glossary

Plain-language definitions of every term that shows up on a Florida TRIM notice or DR-486 — just value, assessed value, Save Our Homes, VAB, magistrate, DOR use codes.

PropertyTaxKit Editorial
Florida property tax appeal preparation service
Updated
2026-05-20
Reading time
~5 min read

Florida property tax has its own vocabulary. These are the terms you'll see on a TRIM notice, a DR-486 petition, and in every statute citation we make.

Just value

The price a willing buyer would pay a willing seller on the open market on January 1 of the tax year, given the property's highest and best use. Codified at § 193.011. This is the number the magistrate ultimately decides.

Assessed value

The taxable value after any applicable caps — Save Our Homes (homestead), the 10% non-homestead cap, agricultural classification, conservation easement, etc. Assessed value can be lower than just value but never higher.

Save Our Homes (SOH)

A constitutional cap (Art. VII § 4) limiting assessed-value growth on a homestead to 3% per year or the CPI, whichever is lower. Codified at § 193.155. The difference between just value and SOH-capped assessed value is the "SOH benefit," which a homeowner can port to a new homestead within Florida.

10% non-homestead cap

A separate cap (§ 193.1554) limiting assessed-value growth on non-homestead residential properties (rentals, second homes) to 10% per year. Resets on qualifying changes (sale, new construction, etc.).

TRIM

Notice of Proposed Property Taxes, mailed in August under § 200.069. The filing window for a VAB petition is 25 days from the TRIM mailing date.

Value Adjustment Board (VAB)

The county-level body that hears assessment appeals. Composed of two county commissioners, one school board member, and two citizen members (one each on the school and homestead sides). Created by § 194.015.

Special magistrate

An appointed appraiser or attorney who hears petitions on behalf of the VAB and issues a written recommendation. The full VAB then votes to adopt or modify the recommendation at a public meeting.

DOR use code

The Florida Department of Revenue's classification of a parcel by its primary use. Three-digit codes for residential (e.g. 0100 = single-family) and four-digit for commercial (e.g. 4810 = light industrial). The use code determines which comparable sales are admissible.

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